A Sophisticated Investor is someone with the financial experience and capacity to understand and manage investment risks. These investors benefit from fewer restrictions and are not required to complete certain assessments such as the appropriateness questionnaire or loss-bearing simulation.
To qualify, individuals must meet at least two of the following:
- Annual income over €60,000 or financial portfolio exceeding €100,000
- At least 1 year of relevant experience in the financial sector
- Completed at least 10 significant investment transactions per quarter over the past year
For legal entities, at least one of the following applies:
- Own funds over €100,000
- Annual turnover over €2,000,000
- Balance sheet total over €1,000,000
To gain this status, you’ll need to apply via your dashboard, submit supporting documents, and complete a short qualification process. The classification is valid for 2 years and renewable.